| Term | Description |
|---|---|
| Deposit | Groups authorized orders into an open batch. |
| Batch | Container of orders ready for Base II or settlement. |
| Reversal | Cancels a transaction authorized in Base I. |
| Refund | Returns part or all of a purchase amount. |
| Cardholder | Person designated as the user of a card issued by a financial institution. |
| Authentication | Verifies the cardholder during an online purchase. |
| Authorization | Payment request sent to approve or decline a purchase. |
| Base I | Online authorization processing. |
| Base II | Exchange and settlement of financial information. |
| VADMIN | Short name for the VPayment Web application. |
| Directory Server | Interoperability server that determines whether the card participates in 3-D Secure. |
| ECI | Issuer ACS indicator describing the authentication status. |
| VCI | Alignet indicator identifying the final authentication scenario. |
| CAVV | Unique ACS-calculated evidence of authentication or an authentication attempt. |
Statuses and VCI values
Review order status and authentication scenario tables.